Monday, December 11, 2017

Buy gold or save notes - much safer to invest?

Buy gold or save notes - much safer to invest?

Traditionally, the purchase of precious metals is considered to be one of the best investments, especially in an unstable situation with paper money. So is it worth to buy gold and get rid of paper money?





Yesterday we talked about the fact that the best investment for the future - is to buy an apartment in the primary market - they say, will not go anywhere, the price is only for real estate only grow, and if the apartment is purchased by "turnkey", and with a minimum of furniture - all beauty You can rent just take and return their investment gradually.


But now we will look at
another way of investing - buying
precious metals. Especially against the background
the weakening of the ruble due
sanctions and other unpleasant actions
from the US and the EU, we have once again
reminded of this, it is hoped,
"Rescue" measure. In addition, many
Experts suggest that buying
precious metals - and very useful
a good way to save money. But
Whether gold will save in a crisis?


"The events of recent years
- financial and political crises,
military conflicts - all that is
increased tension in the world, maintains
gold market, - says Deputy
predpravleniya MDM Bank Natalia Blatova.
- However, the gold itself, too, is subject to
strong enough to market fluctuations. "


According to Blatova,
Gold is a good target for
investment in the medium and long
term, and it is a good
protection against inflation. But in the short term
period, the client may lose significant
funds, experts warn
- recommended to keep only 10-20% of the capital
in gold.


To prove the favor
precious metals as
save resources, the head of
in precious metals UBRD
Yevgeny Afanasyev reviewed recent
situation - the height of the crisis in the
Ukraine.


after the New Year
vacation, as he said the banker, 14
January on the background of Ukrainian events Ruble
sharply depreciated, the cost of
Central Bank exchange rate was 33.1204 rubles.
In the midst of the situation in Ukraine, 13
March, its value was already
36.4865 rubles. That is, during this time the ruble
depreciated by 10.16%.


And if you count,
what would happen if the client is in the
the time period purchased gold for
impersonal accounts in the bank. On January 14
selling price of 1 gram of gold was
1.365 rubles. 22 kopecks., March 13 purchase price of 1
grams of the precious metal has already 1.567 rubles. 41
cop. It turns out that the increase was
14.81%.


"It turns out that if
to acquire ordinary citizens in the
time gold, they could not only
to protect themselves against the devaluation, but also
and capitalize on the transactions
(About 5%), "- leads Afanas'ev result.


Suppose we were convinced,
that buy gold and store their
savings in this way - safer
and more reliable, and sometimes even more profitable. But
what to buy - bars or coins?
Most experts believe that
better to buy bullion, because it
a simpler form of the acquisition of gold
compared with coins, but
warned that in this case it is necessary
VAT to pay the amount of tax at 18%. But
There is an interesting way - some banks
They offer a service for the implementation of clients
gold without issuing a specific hand
ingot: the customer pays for storage
a small amount, but it does not pay
VAT. VAT coins are usually not
imposed, but investment banks
Coins can be purchased only with a significant
margin, which can sometimes reach
12-13% of the value of the metal. Coin -
good gift, but for savings
Substantial resources must
acquire a large number of coins.


Store Gold Council
Still in the deposit box - home
carry and hide would not be safe, and do not
forget the tax, which will be
If you want to take out
Bank your bullion. Even if the bank
take away the license, the opportunity to take
their belongings out of the cell you are obliged
to provide under the contract responsibility
Storage.


There are other options
storage resources - investments in stock
funds buy futures on precious
metals, but there is a big minus for
Russian, even advanced participants
market. Although investment funds - more
a fun way to capitalize on the growth of
prices, this method is associated with the need to
Fund portfolio analysis and therefore choose
funds are better respected in the platforms
financial institutions in the world. A futures
harder - first, these services are not
free, and, secondly, the stock exchanges
and funds are abroad, and in the case
bankruptcy or broker fraud themselves
client funds may be left without funds.
In addition, there is always the risk that the
currency legislation, under which
the client may be a lot of problems
with the return of funds.


No comments:

Post a Comment