Investschetov individual insurance in the Russian Federation will have to wait another three years

Still
failed to launch insurance
individual investment accounts
(IMS) in the deposit system, reports
edition "Kommersant". But as they say,
the promised three-year wait - at least
2019 individuals invest
the securities market will not insure
absolutely nothing. This, in particular,
said today the deputy minister
Finance Alexey Moiseev. "I believe,
that the project should be delayed until
2019. We're cranking up the load
at DIA. Let it do the
load, and we'll see what will happen "
- he said.

Earlier this year, the Russian market there AIS,
which should have been to simplify participation
ordinary citizens in stocks and investment market,
and in July this year, the National
Association of Securities Market Participants
even offered a ready draft law
insurance private investment
the stock market.

Now,
According to market participants, some
Potential investors began to abandon
IIS from opening when they learned about the absence
guarantees. When you consider that they all the time
promised relative security
transactions and almost parity conditions similar to deposits, but now it turns out that
all of them deceived. currently
time is safer to recover their
money in bank deposits, according to
experts. But this, by the way, and do not work - opens IMS
at least three years,
and partial withdrawal is not provided.

But, on the other
hand, the participants and the regulator
still can not figure out what it is
must guarantee insurance system
such investschetov. Unlike
the banking sector, where the deposit
insured against the risk of bankruptcy itself
credit institution securities
for the investor themselves carry
additional market risks. A
Guarantee Fund, proposed in the draft
NAUFOR should be supported mainly
only to professional traders and money
it only insures against the risk of bankruptcy
of the broker. In addition to that another exchange
there is an additional protection system
unscrupulous brokers. And in such
conditions guaranteed to insure
retail investor from market risk
impossible, said predpravleniya
Moscow Exchange Aleksandr Afanasyev,
so they should be risk
the investor.